These are the questions Kerala families ask us most often in counselling sessions. We have compiled the honest answers here so you do not have to call. Updated May 2026 with current rates, rules, and 2027 changes (UK Graduate Route, Canada PGWP categories). No referral commission, so the advice is independent.
Education Loan FAQs: 20 questions Kerala families ask
Honest answers on how much to borrow, from whom, at what rate, plus TCS rules, Section 80E, NRI co-applicants, moratorium options, and 5 common mistakes that cost families lakhs.
Read the full FAQ →Canada Study Visa FAQs
SDS vs non-SDS routes, GIC requirements, proof of funds, PAL letter, biometrics, processing times, PGWP eligibility for diplomas. All 2026 updates covered.
Read the full FAQ →UK Graduate Route FAQs
Eligibility rules, 2-year vs 18-month windows (January 2027 changes), conversion to Skilled Worker, dependant rights, salary thresholds, Earned Settlement pathway.
Read the full FAQ →Germany Ausbildung FAQs
German language requirements, blocked account (Sperrkonto), recognition of Indian degrees, post-Ausbildung work options, salary expectations, Blue Card pathway.
Read the full FAQ →1Want a 30-minute review of your situation?
The pages above answer the most common questions, but every Kerala student's case is different. If you want a personalised review of your timeline, budget, college shortlist, or loan situation, book a free counsellor call.
Book a free 30-minute call with a senior counsellor at our Trivandrum or Kochi office.