PG Yogarajan is the Managing Director of Cokonet Overseas Pvt Ltd. He runs the day-to-day operations of the overseas placement business across both offices: the Trivandrum head office at Peedikayil Chambers, Ulloor Junction, and the Kochi branch at VSRA-59, Vennala. His remit covers the placement pipeline for all 22 study destinations, the Healthcare-to-Germany pathway, and end-to-end visa filing.
He brings three decades of experience in international education across the Gulf and India to the role. He authors the loan and healthcare-pathway guides on this site, where his operational experience meets his preference for direct, jargon-free advice for Kerala families.
1.Current role
As Managing Director, PG Yogarajan oversees four functional areas at Cokonet Overseas:
- Overseas placement operations. The full pipeline from first counselling call to student boarding the flight. Counsellor team management, partner university relations, and quality assurance across both offices.
- The Healthcare-to-Germany pathway. Cokonet Overseas' flagship programme for Kerala nurses, including the Triple Win partnership relationship with NORKA-ROOTS and direct German hospital recruitment.
- Visa filing service. The end-to-end visa documentation, application, and interview-prep service across UK, Canada, USA, Germany, France, Ireland, Australia, and 15 other destinations.
- Partner-university relationships. Maintaining direct relationships with UK Russell Group partners, Canadian Designated Learning Institutions, and European hospital networks.
2.Background and experience
Three decades in international education, split roughly across two phases.
Gulf years. Early career in education consultancy in the Middle East, working with Indian expatriate families on placing their children in UK and Australian universities. The Gulf operating environment taught one consistent lesson: a family's hard-earned savings deserve honest, jargon-free advice, not commission-driven pitches.
India years. Returned to focus on the Kerala market specifically, where the same need was acute: a state with high college-going rates, strong parental ambition for global education, and a marketplace flooded with consultancies of variable quality. Joined Cokonet to formalise the overseas placement business as it spun out from Cokonet Academy in 2023.
This dual background shapes his counselling style. He prefers two-hour conversations to twenty-minute pitches. He prefers a smaller number of students per counsellor than the industry average. He prefers to refuse a placement if it does not fit the student's actual goals over taking the easy fee.
3.Areas of expertise
The topics PG Yogarajan owns deeply at Cokonet:
Education loan structuring
Knows the operating rules at HDFC Credila, Avanse, ICICI Bank, SBI, and the major Kerala-based cooperative banks. Has helped structure hundreds of loan files for Kerala families, including handling the specific quirks of NRI co-applicants from the Gulf and property-collateral cases in semi-urban Kerala. Authors the loan-comparison and loan-FAQ content on this site.
Germany healthcare pathway
Cokonet's Healthcare-to-Germany pathway is his flagship. The 14-month timeline from a Kerala BSc Nursing graduate to a registered Pflegefachfrau in a German hospital was designed under his operational lead. Owns the relationships with NORKA-ROOTS, the Triple Win programme via GIZ, and several direct-recruitment hospital partners in Hessen, Bavaria, and Baden-Württemberg.
Visa filing and documentation
Knows the documentation requirements country-by-country, including the recent 2024 to 2026 tightening at UKVI, IRCC, and Schengen. Reviews high-stakes visa files personally, especially Canada SDS, US F-1, and Germany Anerkennungspartnerschaft. Has overseen visa filings with success rates substantially above the industry average for Kerala outbound.
4.Published work on this site
Articles authored or technically reviewed by PG Yogarajan on Cokonet Overseas:
- HDFC Credila vs Avanse vs ICICI Bank: which education loan should a Kerala family actually take in 2026?
- Germany vs Ireland for Kerala Nurses 2026: Salary, Registration, PR, Family Compared
- Education Loan FAQs for Study Abroad 2026: 20 Questions Kerala Families Ask
- Education loan for Canada 2026: HDFC Credila vs Avanse vs ICICI
- Germany Nursing pathway: 14-month timeline from Kerala to Hessen
5.Contact and offices
To book a consultation with PG Yogarajan or his counselling team:
- Trivandrum Head Office: Peedikayil Chambers, Ulloor Junction, Thiruvananthapuram 695011. Phone: +91 62385 94143.
- Kochi Branch: VSRA-59, Vennala, Ernakulam 682028. Phone: +91 80752 66206.
- Email: [email protected]
- Book online: Cokonet Overseas contact page
First consultation is free and lasts about 60 to 90 minutes. PG Yogarajan personally handles complex cases including NRI co-applicant loan structuring, high-value family relocations to Germany, and visa appeal reviews. Standard cases are routed to senior counsellors with his review on the final placement decision.
Book a counselling slot
Free 60-minute first consultation. In-person at Trivandrum or Kochi, or video call. We will give you a written placement plan within 5 working days of the first session.
Talk to the teamProfile last updated May 2026. PG Yogarajan is the Managing Director of Cokonet Overseas Pvt Ltd, a Kerala-registered overseas education consultancy. Cokonet Overseas is not a financial advisor or registered loan broker; all loan guidance is general operational counsel based on publicly available lender terms.