Most cost ranges online are guesses. Pick your country, budget tier, family situation, language readiness, and intake. See your specific number for tuition, living, visa, and 12-month buffer, all in INR.
Numbers update as you pick. No signup, no email, no calling.
Select your destination from the dropdown to see a live estimate broken down by category.
No black-box magic. The calculator adds up seven categories. Here's what each one means.
What the university charges. Varies wildly by country and tier. UK Masters: ₹14-25L. German public: near zero. USA private: ₹35L+. Tier multipliers: budget = 0.75x, mid = 1.0x, premium = 1.6x.
Rent + food + transport + utilities. Calculated per month, multiplied by duration. Family multiplier: +60% for spouse, +90% for spouse + child. City multiplier: capital cities are 15% more, regional cities are 15% less.
Government visa fee + biometric + VFS service charge. Scales up if spouse and children need dependent visas. UK: ₹50,000. Germany: ₹25,000. Schengen: ₹15,000. USA F-1: ₹30,000. Family doubles or triples this.
Skipped if you've already cleared IELTS/PTE/TOEFL/Duolingo. ₹50K if you need 8-12 weeks of focused prep. ₹3.5L for full A1-to-B2 German or French from zero (6+ months). Bundled with consultancy at discount.
One-way flight from Trivandrum or Kochi + first-month essentials: insurance, SIM, deposits, initial furniture, food stocking, basic bedding. Scales with family size. Solo: ₹90K. Spouse: ₹1.4L. Family: ₹1.7L.
Half a year of living costs set aside before departure. This is non-negotiable for visa applications (most countries ask for it) and genuinely necessary, jobs, scholarships, side income don't kick in instantly.
Personal travel within destination country, premium accommodation upgrades, replacement laptop or phone, branded clothing for cold weather. We do not pad these into the number because each family handles them differently.
The calculator gives you a starting number. A senior counsellor walks you through line-by-line costs, scholarship possibilities, education loan options, and refunds the calculator into a real plan for your case.